But you’re not on my insurance plan!

With fall enrollment time upon us, we’ve been getting a lot of questions lately about insurance coverage.  With the economy the way it is, people have had their insurance benefits cut back – or have lost them completely.

Others would like to come to us, but we’re not on their insurance company’s preferred list.

With huge, self-insured dental corporations, the upside is that dental care tends to be less expensive.  The downsides are that the rules are rigid: They will only cover certain types of treatment, and the organization decides what those treatments are. Patients are also limited to certain providers on their lists.

But we’re an independent, sole proprietor.  We get to decide how we want to do things here, and work with most insurance companies. We have Care Credit available that allows people to make monthly payments.  Or we can set up a payment plan ourselves that works for you.

Even if we’re not on your network list, you can still come here.  Sometimes, the difference in insurance coverage for in-network and out-of-network is not all that much.

Insurance coverage is confusing. When you receive information about your new dental plan, we urge you to review and understand the benefits and limitations and also make sure we have the correct information.

If you have any questions about the benefit levels, out-of-pocket expenses, or the billing process, please ask our front office staff. They will be happy to help you!

 

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